How it works

Are you wondering how the application process at works? Here's how we do things and what you can expect when you apply.:

Firstly, you'll decide how much you want to borrow. Currecntly you can borrow anything from £100 all the way up to £1,000 from lending team. It's up to you to decide how much money you want to borrow but just remember that you'll need to pay it back on your next payday, so make sure that you can afford it before you apply. As well as this, you will need to choose when you wish to pay the money back - this will normally be on your next payday. Please note - the maximum borrowing term on our loans is 31 days - after this time you will be expected to repay your loan in full.

Secondly, you'll need to apply for the payday loan. This might sound as if it'll take a bit of time to do, but it only takes a couple of minutes. All you'll need to fill in is your name, date of birth, address and so on so it's not too bad and we only ask you questions that are needed in the lending process - we do not ask you silly marketing questions. The application process is all completed 100% online so there's no paper work or faxing or anything like that which really speeds up things.

Next, we'll do all of the hard work for you. We'll search through over 30 payday lenders and choose the best one that suits your particular needs. This means that you don't have to bother comparing one lender from another because we'll do it all for you - the process is automated so once you have filled in the form sit back and wait about 30 seconds and then we will display your loan offer on the screen!

Last but not least, when you are offered your payday loan you have the option to either accept or decline your offer - there is no obligation to accept the offer we make - if you don't like what you see you can simply walk away. If you accept your loan offer we aim to get the money sent over to you and deposited in your bank within 15 minutes (although it can sometimes take a little longer if your bank does not ahve access to the fast funding system).

Once you have your funds you need to remember the date on which you have agreed to repay the loan and our lenders will collect the loan repayment on this date via direct debt. You dont't have to do a thing.

And that's it! Simple, isn't it?